Interested applicants must be in need of stable housing, able to pay an affordable mortgage, and be willing to partner with Riverbend. Habitat for Humanity does not build houses; we help Homebuyers build theirs!

Potential homebuyers might be dealing with poorly made, unhealthy or inadequate housing. They could be paying unaffordable rent or living in a home that inaccessible for their disabilities.

Habitat homes are NOT given away. Habitat offers homebuyers an affordable mortgage. Their mortgage payments then cycle back into the community to build more affordable homes.

Additionally, homebuyers contribute a minimum of 300 hours of ‘sweat equity’ helping build their own home and the homes of others in the program.

Help homeowners with improvements, repairs, and accessibility on the exterior of their homes.

A Brush with Kindness is a partnership program with an existing homeowner. In the partnership, Riverbend provides materials, labor and supervision of work and all work is completed by Riverbend volunteers. 

  • Painting
  • Repairing or reattaching guttering
  • Trimming bushes
  • Raking leaves and lawn debris
  • Weatherization

In return, the homeowner is responsible for a small monetary contribution towards the total cost of the project and contributes ‘sweat equity towards their project.

Homeowner must:

  • Own and occupy the home
  • Have current homeowner’s insurance
  • Be up-to-date on property taxes
  • Fall within 30–80% of area median income (AMI)
  • Pay 10–25% cost sharing before work begins
  • Partner with Riverbend Habitat for Humanity (RHfH) by providing sweat equity
  • Agree to MOU with RHfH

Critical Home Repair projects include critical needs for safety, accessibility, and code compliance. 

  • Roof repair
  • Door or window repair
  • Larger-scale exterior projects like
  • Patching siding
  • Repairing porch, steps, soffit
  • Adding or repairing sidewalks
  • HVAC

Homeowner must:

  • Own and occupy the home
  • Have current homeowner’s insurance
  • Be up-to-date on property taxes
  • Fall within 30–80% of area median income (AMI)
  • Pay 10–25% cost sharing before work begins
  • Partner with Riverbend Habitat for Humanity (RHfH) by providing sweat equity
  • Agree to MOU with RHfH

The Aging in Place program addresses projects that will allow seniors to remain living independently in their own homes. 

  • Adding an exterior ramp
  • Installing grab bars
  • Repairing or replacing flooring
  • Widening doorways
  • Improving bath access
  • Decluttering
  • Moving furniture
  • HVAC
  • Be 62 or older
  • Own and occupy the home
  • Have current homeowner’s insurance
  • Be up-to-date on property taxes
  • Fall within 30–80% of area median income (AMI)
  • Pay 10–25% cost sharing before work begins
  • Partner with Riverbend Habitat for Humanity (RHfH) by providing sweat equity
  • Agree to MOU with RHfH

Explanatory Comments

BWK Cost Sharing Sliding Scale

30–40%      10%

41–50%      12.5%

51–60%      15%

61–70%      20%

71–80%      25%

We can work with homeowners to set up a payment plan if necessary

Sweat equity requirements will be based upon the scope of the project

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